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Driving at Night Poses More Risks For Teen Drivers

INTRODUCTION

The Department of Transport has said that eight out of ten accidental deaths involving 14 to 19-year-old teens in Great Britain are road casualties at night. With figures like this, it is easy to see why car insurance premiums are higher for young drivers than for more experienced road users.

Research Report

In a research report published by the Association of British Insurers (ABI) it’s revealed that: “In the last few years, the proportion of teen drivers killed or seriously injured on our roads at night has increased, while the overall number of deaths and serious injuries has fallen.” The ABI has joined forces with Brake, RoadSafe, the Parliamentary Council for Transport Safety and the RAC Foundation. Together the organizations aim to make young motorists safer on the roads.

Level of experience

Young drivers are far more likely to be involved in a serious road accident than older motorists. 14 to 20-year-old men are almost five times more likely to be in an accident which involves casualty than 30 to 59-year-old men be because of the level of driving experience they have. In 2005 almost 1200 teen drivers were killed or badly injured on British roads, 60% of that number was at night, that’s more than three each day. Almost 1 in 4 passengers who have suffered serious road accident injuries were the passenger of a young driver at the time.

Because of these higher accident statistics, car insurance companies can only offer young drivers expensive insurance deals. Younger drivers are over twice more likely to need to make a claim than mature motorists. But more shockingly, the average cost of each claim made by a younger driver is three times greater. The ABI has said that the two main reasons for young drivers having more accidents are a lack of experience in different driving conditions and “an inclination to take unnecessary risks.”

Driving Style

Many teen drivers have a poor appreciation of road conditions and are unable to adapt their driving style where necessary.” The ABI’s research report says. The report also states that less experienced drivers often overestimate their ability and safety on the road. Accidents are especially likely to occur when young motorists are driving at night, driving on wet roads or negotiating bends.

Driving at night poses a threat to young drivers because according to the ABI report: “Driving in the dark requires different skills from driving during daylight hours. Drivers are also more likely to be under the influence of drink or drugs at night.Consequently, over 50% of accidents involving teens drivers that result in death or serious injury occur at night, compared with 35% for older drivers.”

CONCLUSION

The report also says that: teen drivers double their risk of death or serious injury when driving at night.” Young drivers negotiating bends suffer twice as many accidents as older drivers and 40% of accidents which involve teen drivers occur on wet roads.

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